Being a single mom is very difficult. I have to act both as a father, and as a mother to my children. I have to provide the needs of my children too. It is a very difficult responsibility because my children expect a lot from me. In order to support my children and their education, I decided to start a small business. At first, I did not have the courage because I did not have enough capital to start a small business. Thankfully, many banks and agencies offered 12 month loans. I applied for a 12 month loan and luckily, my request was instantly approved. The requirements were so easy, and even if the interest was high, it was still worth it. When I got the money, I started the business I have always wanted. After about three years, my business was able to grow and now, I have enough money to support my children’s education in college. Thanks to the 12 month loan I was able to start a small business for my children’s future.